I'm about to retire.

Your next chapter starts here

Make the Most of Your Retirement

You’re close to retirement, which means it’s time to fine-tune your financial plan. We’ll help ensure you’re fully prepared to transition into this exciting phase of life, with everything from income planning to managing Social Security and pensions.

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Your Retirement, Perfectly Planned

As you prepare for retirement, we’ll make sure you have everything in place for a smooth transition. We’ll review your income sources, pension options, and Social Security benefits to create a retirement income strategy that works for you. Together, we’ll ensure your plan includes the right mix of investments, healthcare coverage, and estate planning. Our goal is to give you peace of mind as you enter this next phase, knowing your financial future is secure and your lifestyle is supported.

Estate Planning & Legacy Management
Annuities & RMDs
Pension Management & Lump-Sum Analysis
Social Security Optimization
Retirement Income Planning
Your Questions Answered

Common Questions as Retirement Approaches

As you near retirement, you probably have a few questions about making the transition smooth and secure. We’re here to help with answers to some of the most common questions from those about to retire.

  • When should I start taking Social Security?

    The right time to start taking Social Security depends on your unique situation. While you can begin receiving benefits at age 62, waiting until full retirement age (typically 66 or 67) or even later can result in higher monthly payments. If you delay until age 70, your benefits increase significantly. The decision should be based on your financial needs, health, and other income sources. We can help you evaluate the best strategy for your situation.

  • How do I make sure I don’t outlive my savings?

    One of the biggest concerns for those nearing retirement is making sure their savings last. We help you create a retirement income plan that balances spending with the need for long-term growth. This involves calculating a sustainable withdrawal rate from your savings, considering potential investment returns, and planning for inflation. Our goal is to ensure your financial resources last as long as you need them.

  • What do I need to do before I retire?

    In the years leading up to retirement, it’s crucial to ensure all your financial pieces are in order. This includes reviewing your retirement income sources, making decisions about pensions or lump-sum payments, planning for healthcare needs, and setting up a solid tax strategy. Estate planning is also essential to make sure your assets are protected and passed on according to your wishes. We’ll guide you through each step to make sure you’re fully prepared.